Investments Annuities and Individual Retirement Accounts (IRAs) can help give you the retirement security you desire. The professionals at OneCommonwealth Financial Group have the knowledge and resources to help guide you every step of the way.AnnuitiesIRAsAnnuitiesAnnuities can be a big part of retirement strategy. An annuity is a fixed sum of money paid out, giving steady source of steady income as long as you live. Annuities are also designed to help you grow and protect your retirement assets.Types of AnnuitiesFixed AnnuitiesDeferred AnnuitiesVariable AnnuitiesIndexed AnnuitiesIncome AnnuitiesSingle Premium Immediate AnnuityBenefits of AnnuitiesReceive tax-deferred growth and compounding within the annuity contractGuaranteed rates of return on investmentGuaranteed lifetime payments if you annuitizeWithdraws are subject to ordinary income tax and if taken prior to age 59 ½ may be subject to a 10% federal tax penalty. IRAsIRAs are investment products and strategies to help you secure your retirement. The main advantage of an IRA is that you defer paying taxes on the earnings and growth of your savings until you actually withdraw the money.Types of IRAsTraditional IRARoth IRASpousal IRARollover IRAStretch IRABenefits of IRAsTax-deferred strategiesFlexibility to invest in a range of financial products All guarantees are based upon the claims-paying ability of the issuer. Investing involves risk, including potential loss of principal. Investment products and services is provided by Kimberly Johnson.